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Abstract
The objectives in this study are: 1) To examine the effect of financial literacy variables on interest in using Islamic banks with financing factors, collection and distribution of funds with the sharia system. 2) To examine the effect of promotional variables on interest in using Islamic banks with financing factors, collection and distribution of funds with the sharia system. 3) To examine the effect of financial literacy and promotion variables on interest in using Islamic banks with financing factors, collection and distribution of funds with Islamic systems.The research was conducted using quantitative descriptive research methods. The population used was 374 members of Battalion D Pelopor Brimob Unit Polda Metro Jaya Cikarang West Java. The sample used was 79 respondents. The data analysis used Structural Equation Modelling (SEM). The expected research results are as follows: 1) the role of literacy has a positive effect on interest in using Islamic banks with financing factors, collection and distribution of funds with the sharia system. 2) the application of Promotion has a positive effect on the intention to use Islamic banks with financing factors, collection and distribution of funds with the Islamic system. 3) the role of literacy and the application of Promotion have a positive effect on the intention to use Islamic banks with financing factors, collection and distribution of funds with Islamic systems.
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References
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References
Abdurahman, H., & Abdurrahman, Y. (2014). Bisnis dan Muamalah Kontemporer. Al-Azhar Freshzone Publishing. Google Scholar
Abdurahman, H., & Abdurrahman, Y. (2014). Bisnis dan Muamalah Kontemporer. Al-Azhar Freshzone Publishing. Google Scholar
Adinugraha, H. H., & Sartika, M. (2020). Perbankan Syariah: Fenomena Terkini dan Praktiknya di Indonesia. Penerbit NEM. Google Scholar
Ayu, A. (2018). Strategi Pemasaran Produk Gadai Syariah dalam Upaya Menarik Minat Nasabah pada Pengadaian Syariah Cabang Palopo [Skripsi]. IAIN Palopo. Google Scholar
Bank Indonesia. (2021, July 1). Peraturan Bank Indonesia Nomor 23/6/PBI/2021 Tentang Penyedia Jasa Pembayaran. Bank Indonesia. https://www.bi.go.id/id/publikasi/peraturan/Pages/PBI_230621.aspx Google Scholar
Ditya Wardani, V. (2016). Analisa Kinerja Keuangan Bank Syariah Periode 2011-2015 dengan Teknik Dupont System [Skripsi]. UIN Syarif Hidayatullah Jakarta. Google Scholar
Firdaus, R. (2019). Perbedaan Pandangan Fuqaha Ihwal Bunga Bank dan Riba. EKONOMIKA SYARIAH: Journal of Economic Studies, 3(2), 47–60. Google Scholar
Ghozali, I. (2005). Analisis Multivariate dengan program SPSS. Semarang: Badan Penerbit Universitas Diponegoro. Google Scholar
Hair, J. F., Black, W., Babin, B., & Anderson, R. (2010). Multivariate data analysis: A Global Perspective. New Jersey. Pearson. Ed, 7, 816. Google Scholar
Huda, N., & Heykal, M. (2010). Islamic Financial Institutions: A Theoretical and Practical Review. Jakarta: Kencana. Google Scholar
Kotler, P., & Keller, K. L. (2016). Marketing Management 15th global edition (Global). Harlow: Pearson Education Limited. Google Scholar
Minto, W. (2016). Mudah cepat tepat penggunaan tools Amos dalam aplikasi (SEM). UPN “Veteran” Jatim. Google Scholar
OJK. (2022). Prinsip dan Konsep Dasar Perbankan Syariah. Otoritas Jasa Keuangan. https://www.ojk.go.id/id/kanal/syariah/tentang-syariah/Pages/Prinsip-dan-Konsep-PB-Syariah.aspx Google Scholar
Rukajat, A. (2018). Pendekatan penelitian kuantitatif: quantitative research approach. Deepublish. Google Scholar
Sugiyono. (2018). Metode Penelitian Kuantitaif, Kualitatif, dan R&D (6th ed.). Alfabeta. Google Scholar
Wang, J., & Wang, X. (2019). Structural Equation Modeling: Applications using Mplus. John Wiley & Sons. Google Scholar